Independent guide · not the SSA
Tool · SSI amount
SSI calculator with your state supplement
Pick your state, who gets SSI, where you live and your monthly income. The estimate adds the federal rate and the state supplement SSA pays in 12 states, then subtracts countable income.
Choose a state to see the estimate.
How the estimate works
SSI starts from the federal benefit rate: $1,029 a month for one person and $1,544 for a couple in 2027 ($994 and $1,491 in 2026). Then SSA subtracts countable income. It ignores the first $20 of most income, then the first $65 of work pay and half of the rest. If someone else's household provides your shelter, the federal part is cut by one-third. In 12 states SSA also pays a state supplement, which depends on where you live.
General exclusion. The first $20 of most income does not count.
Work pay. The first $65 of monthly earnings and half of the rest do not count.
States with a supplement paid by SSA. CA, DE, DC, HI, IA, MI, MT, NV, NJ, PA, RI and VT, January 2026 amounts.
What it does not include
- Exclusions for students, work expenses linked to a disability and plans to achieve self-support.
- Supplements that a state pays on its own: n/d here.
- The 2027 state amounts: SSA had not published them on Oct. 27, 2026.
- Deeming, when SSA counts part of a spouse's or parent's income who does not get SSI.
This is an estimate only; only SSA decides your SSI amount.
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Questions people ask
How much is SSI in 2027?
The federal maximum is $1,029 a month for one person and $1,544 for an eligible couple, up from $994 and $1,491 in 2026. Income lowers it, and some states add a supplement.
Does my state add money to SSI?
SSA pays a state supplement in 12 states. Other states may pay their own supplement; those amounts are n/d here. See the state supplements page.
Why did my estimate go down when I chose someone else's household?
If another household provides your shelter, SSA cuts the federal part by one-third. In 2027 that is a federal part of $686.00 for one person.
Independent guide · not the SSA. Green Tips 1 US is a private guide. We are not the Social Security Administration, we are not part of it, and we do not take applications.
Sources: SSA, 2027 Cost-of-Living Adjustment (COLA) Fact Sheet (Web Archive copy of Oct 25, 2026); SSA POMS SI 01415.058, Federally Administered Optional Supplementary Payment Programs for January 2026 (TN 95, 08-26); 20 CFR 416.1112 and 416.1124 (income exclusions); SSA, Understanding SSI: Living Arrangements and Income (2026 edition); SSA POMS SI 01110.003 (resource limits). Official site, typed by hand: ssa.gov. Read in October 2026; data dates as noted.